| Local authority funding | Financing and Funding Care Hub |
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There are several benefits you may be eligible for to help fund your care.
Attendance allowance
Individuals over the age of 65 can claim attendance allowance. This will be a payment of £73.90 or £110.40 a week. If you are both physically and mentally disabled, the rates will vary. Attendance allowance does not cover mobility needs.
Guaranteed credit
Guaranteed credit is a benefit that tops up your weekly income to a guaranteed minimum level. As of 2024/25 the rates are £218.15 if you are single and £332.95 if you are a couple.
Savings credit
Savings credit is for those over the age of 65 (for couples, only one needs to be over 65) with a modest income or savings. If you have already applied for savings credit, you will not be able to apply for the payment again.
To qualify for savings credit, you should have a minimum income of £198.27 a week if you are single, and £314.34 a week if you are in a couple. If you pay mortgage interest, other housing costs, caring responsibilities or are severely disabled, you may be entitled to even more pension credit.
Council tax discount
If you have savings that equate to less £16,000 you may be able to receive a council tax reduction, this will be confirmed once you have undergone an assessment. For those that are claiming as a single occupant, you will still be able to claim if you have a live-in carer. With a formal diagnosis of dementia, you may be exempt from council tax payments or will be offered a discount depending on the severity of your condition.
Funded nursing care
If you need nursing care as well as personal care, the cost of your nursing care will be met by the NHS. The funded nursing care contribution rate depends on where you live in the UK.
